Nicholas H. Pacheco, is an Educator with Financial Education Partnership, one of the largest and fastest growing financial education 501(c)(3) nonprofits in the country.

Nicholas grew up in Tiverton, Rhode Island and graduated from Rhode Island College with a Bachelor’s Degree in Finance. In 1995, he joined the Rhode Island Army National Guard and has since completed three combat tours of duty overseas and is a recipient of the Bronze Star.

Nicholas began serving his clients out of a sincere desire to help individuals and families plan for and attain their financial goals.  He focuses his practice on efficient retirement income and legacy planning, with an emphasis on building and using tax-free wealth. His clients consider him a trustworthy, caring, and reliable expert, whose hard work and superior service leads to exceeding clients’ goals and expectations.

Nicholas is a team-player who works collaboratively with other advisors and mentors to ensure the most comprehensive outcome for his clients on a tax-advantaged basis.  In addition to over nineteen years of experience in the financial services and insurance industry, he has obtained his Certification in Long-Term Care, is fully licensed in six states and is currently in pursuit of his MBA with a concentration on Finance.

Nicholas’ advanced knowledge of how true wealth works is an incredible asset to his clients, whom he coaches daily in many areas including Retirement Income Planning, Social Security and pension maximization, Minimizing taxes and unnecessary transfers of wealth, Life insurance, Medicare and long term care planning.

He currently serves as a Treasurer & Board Member of the Rhode Island Hospice Veterans Partnership and is an active member of the Better Business Bureau (BBB), Northern RI Chamber of Commerce, Bristol County Estate Planning Council and Lifespan Planned Giving Council.

Nicholas currently resides in Coventry, Rhode Island, where he enjoys maintaining an active and healthy lifestyle and spending time with his family and friends.