Frequently Asked Questions

Can I afford it?

  • The cost of college tuition and fees in both public and private institutions is rising steadily every year. This is true across both 2-year and 4-year institutions. Strategic saving is important, but at times – can only go so far. This is often due to costs of living, the degree to which you’ve agreed to fund your child’s higher education and academic performance. Making a smart financial decision and completing the necessary steps to be considered for financial aid, are critical to mediating the cost of funding higher education.

What does financial aid really mean?

  • Financial Aid is defined as any grant or scholarship, loan or paid employment offered to help a student meet his/her college expenses. Currently, 70 percent of college students graduate in debt, the average amount exceeding $30,000. Often, when schools say that a large portion of their student body receives financial aid – keep in mind how many kinds of financial aid there are and remember that it may not cover your college expenses in full. Applying early for scholarships and grants independent of potential institutions is a smart strategy to mitigate any costs that may not be covered.

How do I chose between the ACT and SAT?

  • The main difference between these two exams are their scoring systems. While both award points for correct answers, only the SAT deducts points for wrong answers. Neither assessment deducts points for omitted questions. Students are permitted to take either test as many times as they like – or take both. Institutions will more than likely accept either option. So in short, it truly depends on the individual – and you may only be able to decide which test suits you best, by taking both.

Will a college degree ensure my child’s success?

  • With the improvement of the job market in recent years, the future for college grads is beginning to look even brighter. The United States Bureau of Laborreported that the unemployment rate for college graduates is extremely low. The Common Application explains it here, in a great motivating article about how going to college can help you personally and financially.